Whether you are looking to upgrade or working through an insurance claim, you trust our local Twin Cities team of roofing professionals to provide high quality work that we stand by with a lifetime guarantee on our work and materials.
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Your Trusted Partner for Roofing in Maple Grove, St. Paul & Mankato
At Bold North Roofing, we understand that your roof is a crucial aspect of your property’s structural integrity, and we’re here to help you keep it in top condition.
Whether you’re looking to upgrade your current roof or dealing with the aftermath of a storm, you can trust our team of experienced roofing professionals to deliver exceptional results that we stand behind with a lifetime guarantee on our work and materials.
As your trusted local roofing company in the Twin Cities area, we are committed to providing you with the highest quality workmanship, materials, and customer service to ensure that you are completely satisfied with the finished product.
The Bold North Insurance Timeline
Bold North’s Thorough Post-Storm Inspection
After a storm passes, Bold North Roofing promptly inspects your property for damage. Our professionals carefully examine your roof and other structures, documenting every issue to ensure no detail is missed. This thorough assessment lays the groundwork for a smooth insurance claim process.
Step 1Bold North’s Thorough Post-Storm Inspection
Filing Your Insurance Claim
Once damage is confirmed, homeowners can file an insurance claim. This step initiates the coverage process, ensuring funds are allocated for necessary repairs or replacements. With clear documentation from Bold North’s inspection, this step can usually be completed within 1-2 days.
Step 2Filing Your Insurance Claim
Insurance Adjuster Assessment
An insurance adjuster visits your property to independently evaluate the damage. Working alongside Bold North’s findings, they determine the scope of your insurance coverage. This visit typically happens within 1-2 weeks after your claim is filed.
Step 3Insurance Adjuster Assessment
Payment Process Begins
Following the adjuster’s visit, homeowners receive an Actual Cash Value (ACV) check, which covers the initial payment toward repairs. If needed, the check may be endorsed by your mortgage company before being used to fund the project.
Step 4Payment Process Begins
Roof Selection & Project Approval
Homeowners choose their preferred roof materials and design. Bold North Roofing finalizes project details, and homeowners provide the ACV payment along with the deductible. This secures funding and allows the project to move forward.
Step 5Roof Selection & Project Approval
Roofing Project Completion
Bold North Roofing completes the job with precision and efficiency. From replacing damaged shingles to reinforcing structures, every detail is handled with care. Once the work is done, we provide an invoice to your insurance company outlining all costs.
Step 6Roofing Project Completion
Final Inspections & Payment Wrap-Up
After the work is inspected and approved by your mortgage company, the insurance provider releases the remaining funds, known as the depreciation payment. Homeowners then settle the final balance with Bold North Roofing, ensuring your home is fully repaired and ready to withstand future storms.
Step 7Final Inspections & Payment Wrap-Up
Frequently Asked Questions
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Do You Offer FREE Quotes?
Yes! Homeowners can get a no-obligation inspection and FREE roof quote.
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Which Materials Do You Offer For A New Roof?
Bold North Roofing offers the top shingle brands in the market including GAF Timberline HDZ, Owens Corning, and Malarkey.
We are a GAF Master Elite Contractor which is only awarded to the top 2% of contractors in North America. This designation allows us to offer the Golden Pledge warranty which warranties homeowners roofs for 50 years on materials and labor.
This GAF warranty covers our labor even if Bold North Roofing is not around in 50 years to fix any problems (which we will be don’t worry), so you can rest assured that you are completely protected with our roofs.
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Will Your Team Help Me With My Insurance Claim?
While we do not file claims on behalf of our clients, we help the homeowner make the determination whether they have enough damage to their roof to make an insurance claim successful and be approved by the homeowner’s insurance agent.
Once the claim is initiated, we will meet the insurance adjuster at the property and show them exactly what we are seeing for damage in order to improve our chances of having the claim approved.
After that point, we will continue to work with insurance as they provide their claim paperwork to make sure that everything that is needed to make the repair or replacement is being covered by insurance so that the only cost to the insured is their deductible.
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How Do I Know If I Need A Roof Repair Or A Full Replacement?
Our team of professional roofing contractors can assess the condition of your roof and determine if a repair or replacement is necessary. If your roof is less than 15 years old and has minor damage, a repair may be sufficient. However, if your roof is over 20 years old or has extensive damage, a replacement may be necessary.
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Does My Homeowner's Insurance Cover Roof Repairs Or Replacement?
Most homeowner’s insurance policies cover damage caused by severe weather conditions, such as hail, wind, or fire. However, it’s important to review your policy and speak with your insurance provider to understand what’s covered and what’s not. Our team can help point your in the right direction, just give us a call.
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